Finally, after being rejected twice for my application for a credit card, I finally have one. It's a pre-approved credit card from ucpb. This comes right in time for me to use in case of emergency when I go on a long distance trip by mid June.
Of course, with this card, comes great responsibility. So I have to make sure I use it only when needed. I don't want to be charging a lot of unnecessary expenses, swiping the card here and there. The main reason why I wanted a credit card was really for purposes when I need to make purchases that requires a huge amount of money, and of course, during emergency.
3 comments:
This is the beginning of the end for your finances :p
I was going to comment on a different post but it seems to be missing. censorship?
frank, kakailanganin ko kasi siya.
And regarding the different post, I am editing a couple of lines there before I repost it again. :P
It's just a matter of discipline. Just don't get tricked into paying installment (except if it's 0%) since the interest and fees are considered highway robbery already.
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